onehourloan.com

onehourloan.com

Most financial emergencies arrive unannounced and cash must be found within a short space of time to tide over the situation. For credit starved borrowers, finding quick cash is even more difficult since most traditional lending agencies do not entertain sub prime lending and even when they do, they never encourage small loans of a few hundred dollars. Fortunately, there are thousands of online and offline lenders willing to extend you a helping hand with short term loans like a 24 hr cash advance. Another huge relief is that these lenders do not insist on a credit check and the entire process of applying for and getting approved for the 24 hr cash advance can be achieved in less than 10 minutes.

To qualify for the 24 hr cash advance, borrowers are required to be 18 years of age or more, have a checking account and be able to produce proof of stable income (at least over the last 3 months). Once these details are provided to the lender, most borrowers are approved in minutes and you can expect to clutch physical cash on the same working day or at best the next day.

Many of these financial emergencies are in the nature of utility bills, minimum payment against credit cards, a car break down, or even an urgent trip that cannot wait till the next payday. Before you start shopping for a 24 hr cash advance, you should understand that while getting this advance is certain, the cost of the borrowing is stiff and you should expect to pay a minimum of $10 for every hundred dollars borrowed though the cost could go up to $30 per hundred dollars depending on the lender you choose to work with. Therefore, the 24 hr cash advance is best when belated payments have a financial impact to balance the cost of the cash advance. By making the minimum payment against a credit card for instance, you can ward off the penal charges and prevent your credit score from plunging further.

It is important that you find a legitimate lender offering 24 hr cash advance since the online space has its share of fraudsters and you cannot afford important personal and financial information falling into the wrong hands. Secure websites can be identified through an SSL seal at the top of the web page and you can further explore specific lenders through the contact information furnished on the home page. Calling up the lender and asking a few relevant questions about the 24 hr cash advance is a smart way to reassure that you are about to work with a genuine business.

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